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Investment Calculator

Investment Calculator

Calculate your SIP investment returns and track your wealth growth journey.

💰 Wealth Composition

📊 Investment Summary

Year-wise Projection

Year Total Investment Interest Earned Closing Balance

About SIP and Lumpsum Investments

Systematic Investment Plan (SIP)

A Systematic Investment Plan (SIP) is a method of investing in mutual funds where you invest a fixed amount of money at regular intervals (like monthly or quarterly). It's a disciplined approach that helps in building wealth over the long term.

  • Rupee Cost Averaging: You buy more units when the market is low and fewer units when the market is high. This averages out your purchase cost over time and reduces the risk of timing the market.
  • Power of Compounding: Small, regular investments can grow into a large corpus over time as your returns also start earning returns.
  • Disciplined Investing: SIPs instill a habit of regular saving and investing, which is crucial for achieving long-term financial goals.

Who is it for? SIP is ideal for salaried individuals and those who want to start their investment journey with a small amount. It's perfect for long-term goals like retirement, children's education, or wealth creation.

Lumpsum Investment

A Lumpsum investment is a one-time investment of a significant amount of money into a mutual fund scheme. Instead of investing small amounts regularly, you invest the entire sum at once.

  • Potential for High Returns: If you invest when the market is undervalued, a lumpsum investment can generate substantial returns as the market recovers.
  • Simplicity: It's a straightforward, one-time process. You don't need to track regular payments.
  • Full Capital at Work: Your entire capital is invested from day one, giving it the maximum time to benefit from the power of compounding.

Who is it for? Lumpsum investing is suitable for individuals who have a large amount of disposable cash, such as a bonus, inheritance, or proceeds from a property sale. It is generally recommended for investors with a good understanding of market cycles.

Disclaimer: Past performance may or may not be sustained in future. These calculators are for illustrations only. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.