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Lumpsum Investment Calculator

Lumpsum Investment Calculator

Find out the lumpsum amount you need to invest today to reach your financial goal, considering inflation.

💰 Wealth Composition

📊 Investment Summary

Year-wise Projection

Year Opening Balance Interest Earned Closing Balance

About Lumpsum Investment with Inflation

A lumpsum investment is a one-time investment made into a financial instrument. This calculator helps you determine the single amount you need to invest today to achieve a future financial goal, crucially factoring in the eroding effect of inflation.

  • Power of Compounding: Your one-time investment grows exponentially over time as it earns returns not just on the principal but also on the accumulated interest.
  • Inflation-Adjusted Target: The calculator first determines the future value of your desired corpus after accounting for inflation. A ₹1 crore goal today will require a much larger amount in the future to have the same purchasing power.
  • Goal-Oriented Planning: By calculating the precise present-day investment required (the 'Present Value'), it provides a clear, actionable target for your financial goals like retirement, a child's education, or a major purchase.
  • Financial Discipline: It encourages long-term financial discipline by showing how a single, well-planned investment can grow into a substantial corpus over the years.

Who is it for? This calculator is perfect for anyone who has a lump sum of money (e.g., from a bonus, inheritance, or sale of an asset) and wants to invest it strategically to meet a specific future financial objective.

Disclaimer: Past performance may or may not be sustained in future. These calculators are for illustrations only. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.