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Step-Up SIP Calculator

Step-Up SIP Calculator

See the power of increasing your SIP amount annually and watch your wealth grow faster.

💰 Wealth Composition (Step-Up)

📊 Investment Summary

Year-wise Projection (Step-Up SIP)

Year Annual SIP Amount Total Investment Total Returns Closing Balance

About Step-Up SIP

A Step-Up SIP, also known as a top-up SIP, is a facility that allows you to automatically increase your SIP amount at regular intervals, typically on an annual basis. This method aligns your investments with your growing income, helping you reach your financial goals much faster.

  • Accelerated Wealth Creation: By increasing your investment amount periodically, you contribute more to your portfolio, which significantly boosts the power of compounding.
  • Aligns with Income Growth: As your salary or income increases over the years, a Step-Up SIP ensures your investments keep pace, putting your extra earnings to work.
  • Achieve Goals Faster: The accelerated growth means you can reach your target corpus for retirement, education, or other life goals sooner than with a flat SIP.
  • Combats Inflation: A Step-Up SIP helps ensure that your investment growth outpaces inflation more effectively, preserving the real value of your wealth.

Who is it for? A Step-Up SIP is ideal for salaried professionals and anyone with a growing income stream. It's a smart and disciplined way to maximize your long-term returns and build a substantial financial future.

Disclaimer: Past performance may or may not be sustained in future. These calculators are for illustrations only. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.